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Nissan Extended Warranty Review

February 4, 2021
Written by: Ray Shefska

Nissan is known for producing affordable and reliable vehicles. However, mistakes can still lead to manufacturer’s defects. That’s why we always suggest that people extend their factory warranty to prevent costly repair bills. But would it be best to buy it directly from Nissan? Explore a bit more with our Nissan extended warranty review.

Let’s take a look over Nissan’s extended warranty. We’ll take an in-depth look at coverage, term lengths, and certified pre-owned options.

The Highlights:

  • There are three plans with flexible term lengths.
  • All repairs must be completed at a Nissan dealership.
  • Special plans are available for Nissan certified pre-owned vehicles.
  • We recommend the Nissan warranty, due to its flexible and comprehensive coverage.

Is It Worth Getting a Nissan Extended Warranty?

We first need to examine what’s included in the Nissan vehicle service contract before we can talk about if it’s worth buying.

Nissan offers three levels of vehicle service contracts. These plans include:

Powertrain Preferred

This program primarily provides coverage for the engine, transmission, and drive axle. Some components in the braking system, electrical system, and suspension are also covered. In total, there are 839 components covered in this plan.

Silver Preferred

As the mid-tier program, 1,529 components are covered. Every system in the vehicle has some of its components covered, including the body, interior, and navigation systems.

Gold Preferred

The previous two plans are inclusion-based plans, meaning that components have to be specifically listed in order to be covered. The Gold Preferred plan is an exclusion-based program, which means that all components are covered unless they are specifically excluded. The full exclusionary list will be provided with your contract. To illustrate the number of components covered, Nissan says that 2,213 components are covered.

 If you’re interested in a more detailed list of component coverage, the Nissan extended warranty team has put together this PDF of all components covered by every plan.

The Powertrain Preferred plan comes with 24/7 roadside assistance of up to $100 per claim, which includes fuel delivery, battery jump-starts, and lockouts.

Gold Preferred and Silver Preferred plans include the above benefits, along with:

  • Car rental reimbursement; up to $35 per day with a maximum of five days
  • Reimbursement for towing your vehicle to a Nissan dealer; up to $100 per claim
  • Trip interruption benefits for breakdowns that occur more than 100 miles away from your home; up to $500 per claim

You’ll choose your deductible amount — either $0 or $100. You don’t have to pay anything else out of pocket, as dealerships will be paid directly by the warranty provider. This is standard for all automaker warranties.

All Nissan extended protection plans are fully transferable to a new party. Their documentation says that a fee may be applied, but they do not mention the cost.

As for term lengths, you’ll have your choice to extend your factory warranty by up to 8 years and 120,000 miles. The factory warranty for all new Nissans lasts for three years, so if you purchase the 8-year program, you’ll actually only be adding five years to the warranty. This same logic applies to mileage.

All repairs must be completed at a Nissan dealership, which is standard for automaker extended warranties. This might seem like a drawback, but having your repairs completed by Nissan-trained technicians using genuine Nissan parts will greatly extend the life of your vehicle. Aftermarket parts are typically less reliable, and that’s what most auto shops use for standard repairs.

Certified pre-owned vehicles have a separate plan, which we’ll discuss more below.

Notice that we aren’t discussing prices in our Nissan extended warranty review? That’s because, as we’ve mentioned in a prior post on the topic, vehicle service contract prices are determined based on your VIN and mileage. This means that two cars of the same make and model will have a different price for their VSCs. As such, you’ll need to have several providers send you quotes to determine who has the best price.

Is a Nissan extended warranty worth getting? We think so. It’s a quality warranty with three levels of coverage and your choice of term lengths. You can obtain the exact amount of coverage you’re after by customizing your plan. It’s well worth getting a quote and comparing it to other providers.

Nissan Factory Extended Warranty vs. Third-Party Extended Warranty

Most third-party extended warranty providers tend to copy the component coverage from the car manufacturer’s extended warranties. They copy them because they want to remain competitive. There will still be differences, so any prospective third-party warranty needs to be thoroughly examined and compared to a Nissan extended warranty.

The major difference between a Nissan extended protection plan and a third-party option is where you can have your vehicle repaired. With a Nissan extended warranty, all repairs must be completed at a Nissan dealership. With a third-party warranty, you can have your repairs completed at any repair shop that is licensed by ASE or AAA (although this may vary by the warranty provider).

As we mentioned earlier, having your car repaired at the dealership is usually a good thing. It only becomes a drawback when you are not located near a Nissan dealership, or you break down while on a road trip. You’ll have to consider your needs to see which option is right for you.

What is Covered Under a Pre-Owned Nissan Extended Warranty?

All Nissan certified pre-owned vehicles are eligible for two programs that are exclusive to their CPO vehicles:

CPO Limited Warranty

This plan covers up to 601 components from most major systems, has a $50 deductible, and offers a term length of 84 months or 100,000 miles.

CPO Gold Preferred Wrap

This plan adds coverage for 1,623 components from all major systems, has a $0 deductible, and has different options for term lengths.

Both programs offer 24/7 roadside assistance, trip interruption coverage, and car rentals under the same terms as the standard extended warranty.

Do We Recommend a Nissan Vehicle Service Contract?

What’s the final decision of our Nissan extended warranty review? We do recommend the Nissan vehicle service contract. They provide flexible coverage for both new and certified pre-owned vehicles so that you can purchase the level of coverage you’re after. We appreciate the benefits, and we think that every Nissan owner who is interested in a Nissan extended warranty should obtain a quote.

If you’re looking for another choice, we’ve partnered with a third-party provider for vehicle service contracts. Their programs come with clear coverage and transparent pricing. We’ll even give you a free consultation call to help you decide on the best warranty for you (even if it isn’t our option). Reach out to us today to obtain a quote.

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