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Mini Extended Warranty Review

February 4, 2021
Written by: Ray Shefska

Mini creates a unique and precisely engineered car that has attracted enthusiasts from all walks of life. Even though they are well-crafted cars, manufacturer’s defects can still occur. That’s why we always suggest covering your vehicle with an extended warranty. But is a warranty from Mini worth it? Learn more in our Mini extended warranty review.

Today, we’re going to go over the Mini extended warranty offering. We’ll cover the different plans, term lengths, and make our ultimate recommendation.  

The Highlights:

  • All repairs must be completed at a Mini dealership, and there are only about 100 dealerships in the country
  • There are three tiers to choose from with your choice of term lengths
  • Only one option is available for certified pre-owned vehicles
  • Third-party extended warranties provide a much wider network of shops to complete your repairs
  • If the small number of dealerships isn’t an issue for you, we recommend the Mini extended warranty

Is It Worth Getting a Mini Extended Warranty?

Before we can analyze if the Mini vehicle service contract is worth buying, we first need to discuss what’s included in the warranty.

The Mini warranty program is broken up into three policies. All three of these policies are available for new and used Minis, whereas only the Platinum plan is available for Mini certified pre-owned vehicles. The plans are:

  1. Powertrain Plus. This bare-bones plan provides partial coverage for the engine, transmission, and final drive assembly. It’s designed to protect you against costly repairs caused by powertrain malfunctions.
  2. Gold. As the mid-tier plan, coverage is expanded to full coverage of the engine and transmission. Coverage is also added for the fuel system, cooling system, brakes, and steering.
  3. Platinum. This top tier plan intends to cover most components in the vehicle.  It expands coverage to include full coverage of the infotainment system and partial coverage of the interior and exterior.

When it comes to term lengths, new and used cars have their choice of extending their factory warranty by four to seven years. Mileage coverage is either 75,000 miles or 100,000 miles, your choice.

Term lengths are a bit more complex for certified pre-owned vehicles. Here are the term length extension options for CPOs:

  • CPO Elite – 1 year
  • CPO – 2 years
  • CPO Wrap Elite – 3 years
  • CPO Wrap – 3 years

Every Mini extended warranty plan comes with 24/7 roadside assistance, which provides towing services, lockout assistance, fuel delivery, and battery jump-starts.

All repairs must be completed at an authorized Mini dealership. This can be seen as a downside, but you’ll have genuine Mini parts, and the technicians will be specifically trained to work on your car. However, according to the Mini website, there are approximately 100 Mini dealers in the United States. You’ll have to consider your distance from a dealership when deciding whether or not to purchase a Mini extended warranty.

We aren’t discussing prices for the plans in our Mini extended warranty review because vehicle service contracts are priced based on mileage and VINs. This means that no two Minis will have the same price for their extended warranty. We suggest obtaining a quote for a Mini vehicle service contract and then comparing that price to quotes from other providers.

Is the Mini extended protection plan worth getting? We believe it is. The only downside is that the small number of Mini dealerships around the country. Having only 100 dealerships could mean that you’ll have a breakdown too far from a Mini dealership. Other than this downside, we believe the Mini extended protection plans are thorough and worth considering.

Mini Factory Extended Warranty vs. Third-Party Extended Warranty

Third-party extended warranty providers typically offer similar coverage to automakers’ warranties so that they can remain competitive.

The major difference between getting an automaker’s extended warranty and a third-party option is where you can have your vehicle repaired. With a Mini extended warranty, all repairs must be completed at a Mini dealership. As mentioned, there are around 100 dealerships in the entire country. This might be a large downside, depending on your location and driving habits.

Conversely, most third-party extended warranty programs allow you to have repairs completed at any auto shop that is licensed by ASE or AAA. This is a massive difference in repair options, as most auto shops are licensed by one of those options.

Ultimately, it comes down to your situation. If you’re far from a Mini dealership, you should go for a third-party option. Otherwise, a Mini extended warranty might be a good fit for you.  

What is Covered Under a Pre-Owned Mini Extended Warranty?

Mini certified pre-owned vehicles are only eligible for the Platinum program. This plan covers most components in your vehicle against manufacturer’s defects. There are a variety of term lengths available, which we discussed above.

If you’ve financed your CPO, Mini also sells GAP insurance and other types of coverage that you might be interested in bundling with your extended warranty.

Do We Recommend a Mini Vehicle Service Contract?

What’s the final result of our Mini extended warranty review? We do recommend the Mini extended warranty. There are plenty of coverage options so that you can select the plan that most interests you. The only downside is the small number of dealerships, which you’ll need to complete your repairs. If that’s not an issue for you, then we suggest getting a quote for a Mini extended protection plan.

If you’re looking for another warranty, we’ve partnered with a third-party vehicle service contract provider to bring you an easy-to-understand option. All of their prices are transparent, and coverage is clearly stated. We’ll even include a consultation call to help you decide which warranty is right for you, even if it’s not our program. Contact us today to request a quote and schedule your consultation.

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