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Jeep Extended Warranty Review

February 4, 2021
Written by: Ray Shefska

We recommend that people buy extended warranties for their vehicles to protect them against costly repair bills. While buying one at the dealership is usually not the best choice, you should still investigate extended warranties for your car at some point during your ownership. But should you buy from Jeep directly? Find out in our Jeep extended warranty review!

We’re going to go over the Jeep extended warranty program. We’ll discuss the levels of coverage available, compare the warranty to third-party equivalents, and give a final recommendation on its value.

The Highlights:

  • The Jeep extended warranty is managed by a company called Mopar, which is not hidden in any way.
  • You can customize your plan to obtain the coverage you’d like, since there are four levels of protection and a number of term length options.
  • You can only have your vehicle repaired at a Jeep dealership.
  • We recommend the Jeep extended warranty largely because of the levels of coverage available.

Is It Worth Getting a Jeep Extended Warranty?

We can’t say if a Jeep extended warranty is worth it without first talking about what’s in the warranty. The program is managed by Mopar in an official partnership with Jeep.

Mopar offers four levels of coverage, which we’ll look at in-depth below.

Powertrain Care Plus

This plan covers the entire powertrain, including the engine, transmission, and driveline. There is no coverage for other systems on this plan, however.

Added Care

Covering everything in Powertrain Care Plus, this plan also adds coverage for braking systems, cooling systems, and some electrical systems.

Added Care Plus

This plan expands on the previous two plans by adding coverage for the rear suspension, luxury group systems, instrumentation, and more electrical systems.

Maximum Care

As the highest level of coverage available, this plan aims to cover almost every component in the vehicle. It includes body mechanisms, manual interior mechanisms, and safety systems.

If you’d like to learn more about these plans, you can view Mopar’s breakdown on page five of their extended warranty sales brochure.

None of the Jeep extended warranty plans provide any coverage for maintenance, such as air filters and oil changes. There is also no coverage for the body, paint, or items that wear by design, such as rotors and belts.

When it comes to term lengths, you have your choice of mileage in intervals of 15,000. You can even select an option for unlimited miles, although that will definitely boost your cost. You’ll also be able to choose a term length that works for you.

Other than their thorough coverage, there are other perks worth mentioning in the program, which include:

  • Warranties are fully transferable with a $50 fee.
  • $1,000 trip interruption coverage is available to pay for food and lodging if there is a breakdown more than 100 miles away from your house.
  • 24/7 roadside assistance is provided, with coverage for towing, jump-starts, and flat tire changes.
  • Rental car allowance of up to $35 per day with a maximum of $175 is available.

Even though these perks are great, we don’t think they should come into play when making your decision. Compare extended warranty programs based on coverage and price, not on perks.

We aren’t discussing the prices of the plans in our Jeep extended warranty review because the price will vary based on the car. As we broke down in a previous post on vehicle service contracts, pricing is based on the VIN and mileage for a given car. This is true for all extended warranties, so you’ll need to obtain a number of quotes to determine what a fair price might be for your vehicle.

All Jeep extended warranties start when you purchase the plan. You should keep this in mind to avoid having an overlap with your existing factory warranty. It also means you don’t have to buy a warranty when you buy your car.

Are Jeep extended protection plans worth it? Due to the high degree of customization available, we believe that they are likely worth the investment. It’s at least worth getting a quote and seeing what your price will be.

Jeep Factory Extended Warranty vs. Third-Party Extended Warranty

Mopar is technically a third-party company, but these warranties are offered as more of a partnership with Jeep. As such, this means that all warranties administered through Mopar must have their repairs done at a participating Jeep dealership.

Mopar does provide some recourse if you have a covered mechanical breakdown when you’re too far away from a Jeep dealership. The process is far from simple, unfortunately. You’ll have to contact Mopar before repairs begin to get pre-authorization. Once the repairs are done, you have to pay for them in full and then submit a request for reimbursement. Assuming your claim is approved, you’ll have to wait for reimbursement.

By comparison, most third-party warranties will allow you to have repairs completed at any repair shop that is licensed by ASE or AAA. Whether issues occur at home or in another state, you’ll likely be able to find a covered shop to do your repairs. Most warranty companies also pay for repairs over the phone, meaning you usually won’t have to pay anything more than your deductible.

What is Covered Under a Pre-Owned Jeep Extended Warranty?

Mopar does provide coverage for Jeep certified pre-owned vehicles. However, you’ll only have two options available, the Maximum Care and Added Care Plus plans.

You can also add on GAP insurance for your CPO vehicle through Mopar, which might be worth considering, depending on your situation.

Do We Recommend a Jeep Vehicle Service Contract?

Where do we land on the value in our Jeep extended warranty review? We do recommend the Jeep vehicle service contract. We like that Jeep is upfront and honest about their partnership with Mopar. They provide a variety of plan options that can be used to customize your coverage. The primary downside comes with the limitations on where you can take your vehicle for repairs, but this is a standard limit on factory extended warranties.

We have another choice for you to consider, as well. We’ve partnered with a third-party vendor of vehicle service contracts to bring you an easy option with clear pricing and coverage. We even offer free consultation calls to help you pick the best warranty for you (even if it’s not with us). Reach out to us today to request a quote and schedule your call.

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